Locating and documenting a judgment debtor's assets across the UK and internationally, to support enforcement action, including subrogated recovery for insurers.
Winning a judgment establishes that a debt is owed. It does not locate the money. Judgment debtors who intend to avoid paying routinely move assets into other names, restructure ownership, or transfer value offshore, often before or during proceedings, in anticipation of losing. Enforcement agents, charging orders and freezing applications all depend on knowing what to point at, and that intelligence rarely arrives on its own. Insurers pursuing a subrogated recovery against a liable third party face the same underlying question in a different form: liability is often well covered by the claims and legal team, but whether the third party actually has the assets, insurance, or corporate substance to satisfy a recovery claim is not.
A detailed asset tracing report identifying the debtor's or liable third party's known assets, UK and international, including property, company interests, bank relationships where lawfully identifiable, insurance status where identifiable, and patterns of transfer to connected parties, structured to support enforcement action or a subrogation recovery decision directly.
Property and company interests, current and recently transferred
Correct identification of the liable legal entity, including for subrogation matters
Connected parties who may be holding assets on the debtor's behalf
International assets, where cross-border reach applies
Insurance status, where publicly or contractually identifiable
Patterns of transfer consistent with deliberate dissipation
Findings structured to support charging orders, third-party debt orders, or enforcement agents directly
Property and corporate registry analysis, court record searches for related proceedings and prior settlement patterns, and network analysis of connected parties and transfer patterns, drawing on our cross-border capability where assets have moved outside the UK, with every finding verified by a named analyst before it is reported.
This is common and the report is built to surface it. Assets held by connected parties on a debtor's behalf can still be relevant to enforcement, and findings are documented accordingly.
Findings are documented to an evidential standard that can support an application to challenge a transaction as a transfer at undervalue, in consultation with your legal team.
Yes, where there is reason to believe assets have moved internationally, with particular reach into the Nigeria and West Africa corridor through named in-country networks.
Yes, this is a core part of this service, and we are used to coordinating directly with claims handlers and recovery teams on their existing casework and timelines, verifying the liable third party's identity, assets and insurance status before costs are committed to pursuing them.
There is no fixed threshold. The right question is whether the likely recoverable value justifies the cost of tracing, which we discuss candidly on your scoping call before you commit.
Every enquiry is reviewed by an analyst and routed to a scoping call, a fixed fee is confirmed in writing before any work begins.